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Glossary H

Hazardous activities exclusion

  1. What Challenges Do Insurance Agents Face Regarding Underwriting Practices? (10 Important Questions Answered)

Healthcare access

  1. International Health Insurance Vs. Domestic Health Insurance: Which One Offers Better Coverage?
  2. Medicare Vs. Medicaid: Navigating Public Insurance (Options)

Healthcare affordability

The ability of individuals to access and afford healthcare services.

  1. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)

Healthcare costs

Healthcare costs – The expenses associated with medical care, including doctor visits, hospital stays, and prescription drugs.

  1. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  2. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  3. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  4. Disability Insurance Vs. Long-Term Care Insurance: Which One Do You Need More As You Age?
  5. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)
  6. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  7. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  8. Coinsurance Vs. Copay: Health Insurance (Comparison)
  9. Group Vs Individual Insurance: Which to Choose? (Decision)
  10. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  11. Individual Health Insurance Vs. Group Health Insurance: Which One Is More Affordable?
  12. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  13. Open Vs. Closed Insurance: Navigating the (System)
  14. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  15. Short-Term Health Insurance Vs. Long-Term Health Insurance: Which One Is Better?

Healthcare expenses

The costs associated with receiving medical treatment, including doctor visits, hospitalization, and prescription drugs.

  1. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  2. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)
  3. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  4. Group Vs Individual Insurance: Which to Choose? (Decision)
  5. Open Vs. Closed Insurance: Navigating the (System)
  6. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  7. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  8. Deductible Vs. Premium: Which One Saves You More Money?
  9. Individual Health Insurance Vs. Group Health Insurance: Which One Is More Affordable?
  10. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  11. Claim Vs. Appeal: Understanding Insurance (Processes)
  12. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  13. Indemnity Vs. Managed Care: Health Insurance (Unveiled)

Health Care FSA

Guaranteed minimum withdrawal benefit (GMWB) – An insurance rider that guarantees a minimum amount of income during retirement.

  1. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)

Healthcare.gov

A government website that allows individuals to compare and purchase health insurance plans.

  1. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  2. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)

Healthcare marketplaces

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)

Healthcare provider network

A group of healthcare providers that have contracted with an insurance company to provide services to its members.

  1. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)

Healthcare regulation

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)

Healthcare services

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  2. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  3. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  4. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  5. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)
  6. Coinsurance Vs. Copay: Health Insurance (Comparison)
  7. Open Vs. Closed Insurance: Navigating the (System)
  8. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  9. Group Vs Individual Insurance: Which to Choose? (Decision)
  10. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  11. Insured Vs. Insurer: Grasping Insurance (Roles)
  12. International Health Insurance Vs. Domestic Health Insurance: Which One Offers Better Coverage?
  13. Medicare Vs. Medicaid: Navigating Public Insurance (Options)

Healthcare subsidies

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)

Healthcare system

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  2. Travel Insurance Vs. Medical Insurance: Which One Covers You Better Abroad?
  3. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  4. International Health Insurance Vs. Domestic Health Insurance: Which One Offers Better Coverage?

Health coverage

Health Care FSA – A flexible spending account used to pay for qualified medical expenses.

  1. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  2. Group Vs Individual Insurance: Which to Choose? (Decision)
  3. Compensation Vs. Damages: Insurance Negotiation (Unpacked)
  4. Travel Insurance Vs. Medical Insurance: Which One Covers You Better Abroad?

Health Insurance

Health History Questionnaire – A form used by insurance companies to gather information about an individual’s medical history.

  1. Individual Health Insurance Vs. Group Health Insurance: Which One Is More Affordable?
  2. Short-Term Health Insurance Vs. Long-Term Health Insurance: Which One Is Better?
  3. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  4. International Health Insurance Vs. Domestic Health Insurance: Which One Offers Better Coverage?
  5. Actual Cash Value Vs. Agreed Value: Insurance (Clarified)
  6. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  7. Group Vs Individual Insurance: Which to Choose? (Decision)
  8. How Can I Advance My Career in the Insurance Industry Through Professional Development? (10 Important Questions Answered)
  9. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  10. What Are The Best Career Paths For Insurance Agents? (9 Simple Questions Answered)
  11. What Training Do I Need To Become An Insurance Agent? (10 Important Questions Answered)

Health insurance plans

Contracts between an individual and an insurance company that provide coverage for medical expenses.

  1. Individual Health Insurance Vs. Group Health Insurance: Which One Is More Affordable?
  2. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  3. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  4. International Health Insurance Vs. Domestic Health Insurance: Which One Offers Better Coverage?
  5. Coinsurance Vs. Copay: Health Insurance (Comparison)
  6. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  7. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  8. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  9. HMO Vs PPO: Navigating Health Insurance (Plans)
  10. Open Vs. Closed Insurance: Navigating the (System)
  11. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  12. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  13. Short-Term Health Insurance Vs. Long-Term Health Insurance: Which One Is Better?
  14. Travel Insurance Vs. Medical Insurance: Which One Covers You Better Abroad?
  15. Medicare Advantage Vs. Medigap: Which One Is The Best Option For You?
  16. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  17. Deductible Vs. Premium: Which One Saves You More Money?
  18. Critical Illness Insurance Vs. Disability Insurance: Which One Do You Need More?

Health Maintenance Organization (HMO)

A type of managed care health insurance plan that provides healthcare services through a network of providers.

  1. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  2. Indemnity Vs. Managed Care: Health Insurance (Unveiled)

Health maintenance organization (HMO) plans

A type of health insurance plan that requires members to use a network of healthcare providers for their medical care.

  1. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  2. Open Vs. Closed Insurance: Navigating the (System)

Health outcomes

  1. Open Vs. Closed Insurance: Navigating the (System)
  2. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  3. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?

Health Reimbursement Arrangement (HRA)

Health Insurance – A contract between an individual and an insurance company that provides coverage for medical expenses.

  1. Group Vs Individual Insurance: Which to Choose? (Decision)

Health risk assessments

Evaluations of a person’s health status and potential health risks, often used by insurance companies to determine premiums and coverage.

  1. Coinsurance Vs. Copay: Health Insurance (Comparison)

Health savings account (HSA)

Health Reimbursement Arrangement (HRA) – An employer-funded account used to reimburse employees for medical expenses not covered by insurance.

  1. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  2. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  3. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  4. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  5. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)
  6. Deductible Vs. Premium: Which One Saves You More Money?
  7. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  8. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  9. Coinsurance Vs. Copay: Health Insurance (Comparison)
  10. How Can Insurance Agents Achieve Financial Stability? (10 Important Questions Answered)
  11. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  12. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)

Health Savings Account (HSA) – A tax-advantaged savings account that can be used to pay for qualified medical expenses, often paired with high-deductible health plans

Health Savings Account (HSA) – A tax-advantaged savings account that can be used to pay for qualified medical expenses, often paired with high-deductible health plans.

  1. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  2. Group Vs Individual Insurance: Which to Choose? (Decision)
  3. Open Vs. Closed Insurance: Navigating the (System)
  4. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  5. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  6. Deductible Vs. Premium: Which One Saves You More Money?
  7. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  8. Public Vs. Private Health Insurance: Pros and Cons (Discussed)

Health screenings

Health screenings – Medical tests or exams used to detect potential health problems before symptoms appear.

  1. Group Vs Individual Insurance: Which to Choose? (Decision)

Health Status

  1. Disability Insurance Vs. Long-Term Care Insurance: Which One Do You Need More As You Age?

Health status (for life insurance)

  1. Disability Insurance Vs. Long-Term Care Insurance: Which One Do You Need More As You Age?
  2. First-Party Vs. Third-Party Insurance: Roles (Unveiled)
  3. Group Vs Individual Insurance: Which to Choose? (Decision)
  4. Guaranteed Vs. Reviewable Premiums: Insurance (Decoded)
  5. Short-Term Health Insurance Vs. Long-Term Health Insurance: Which One Is Better?
  6. Universal Vs. Variable Life Insurance: Making Sense (Clear)
  7. Underwriting Vs. Claims: The Insurance (Process)
  8. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  9. HMO Vs PPO: Navigating Health Insurance (Plans)
  10. Pet Insurance Vs. Pet Wellness Plans: Which One Covers More?
  11. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  12. Bad Faith Vs. Denial: Insurance Claim (Misconceptions)
  13. Short-Term Vs. Long-Term Disability: Insurance (Details)
  14. Term Life Insurance Vs. Accidental Death And Dismemberment: Which One Is Better?
  15. Term Life Vs. Whole Life: Which One Is Right For You?
  16. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  17. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  18. Insured Vs. Insurer: Grasping Insurance (Roles)
  19. Life Insurance Vs. Mortgage Protection Insurance: Which One Do You Need More?
  20. What Are The Major Types Of Insurance? (9 Simple Questions Answered)
  21. Individual Health Insurance Vs. Group Health Insurance: Which One Is More Affordable?
  22. Disability Insurance Vs. Workers’ Compensation: Which One Protects You More?
  23. How Can I Get Comprehensive Car Insurance Coverage? (9 Simple Questions Answered)
  24. Claim Vs. Premium: Deciphering Insurance (Jargon)
  25. Claim Adjuster Vs. Public Adjuster: Roles (Defined)
  26. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  27. Business Insurance Vs. Personal Insurance: What Are The Key Differences?
  28. Loss Vs. Damage: Insurance Claims (Interpreted)
  29. Glossary Terms

Health status of the insured

  1. Guaranteed Vs. Reviewable Premiums: Insurance (Decoded)

Hearing

  1. Claim Denial Vs. Reservation of Rights: Insurance (Scenarios)
  2. Demand Letter Vs. Settlement Offer: Negotiation (Unveiled)
  3. Medicare Advantage Vs. Medigap: Which One Is The Best Option For You?
  4. Mediation Vs. Arbitration: Dispute Resolution (Demystified)
  5. Claim Vs. Suit: Understanding Legal Implications (Unpacked)
  6. Accidental Death Vs. Dismemberment: Insurance (Guide)
  7. Insurance Defense Vs. Personal Counsel: Legalities (Explained)

Hearing procedure

  1. Mediation Vs. Arbitration: Dispute Resolution (Demystified)

Hearsay evidence

  1. Claim Vs. Suit: Understanding Legal Implications (Unpacked)

High-deductible health plan (HDHP)

A type of health insurance plan with a high deductible and lower premiums.

  1. Health Savings Account Vs. Flexible Spending Account: Which One Is Better For You?
  2. Deductible Vs. Out-Of-Pocket Limit: Insurance (Costs)
  3. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  4. Coinsurance Vs. Copay: Health Insurance (Comparison)
  5. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  6. Group Vs Individual Insurance: Which to Choose? (Decision)
  7. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  8. Insured Vs. Insurer: Grasping Insurance (Roles)
  9. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  10. Public Vs. Private Health Insurance: Pros and Cons (Discussed)

High deductibles

  1. Deductible Vs. Premium: Which One Saves You More Money?
  2. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  3. Policyholder Vs. Claimant: Understanding the Difference (Decoded)
  4. Total Loss Vs. Repairable: Auto Insurance Claims (Clarified)
  5. Open Vs. Closed Insurance: Navigating the (System)
  6. Actual Loss Vs. Constructive Loss: Insurance Claims (Defined)
  7. Stacking Vs. Unstacking: Understanding Insurance (Coverage)
  8. Single Limit Vs. Split Limit: Auto Insurance (Clarified)
  9. Public Vs. Private Health Insurance: Pros and Cons (Discussed)
  10. Indemnity Vs. Managed Care: Health Insurance (Unveiled)
  11. Primary Vs. Secondary: Unpacking Health Insurance (Coverage)
  12. Group Vs Individual Insurance: Which to Choose? (Decision)
  13. Out-of-Pocket Maximum Vs. Deductible: Costs (Explored)
  14. Comprehensive Vs Collision: Understanding Auto Insurance (Basics)
  15. Actual Cash Value Vs. Depreciation: Insurance (Clarified)
  16. Policy Limit Vs. Actual Damages: Insurance (Debunked)
  17. Property Vs. Casualty Insurance: Key Aspects (Defined)
  18. Stated Value Vs. Agreed Value: Insurance Coverage (Unraveled)
  19. Peril Vs. Hazard: Understanding Home Insurance (Terminology)
  20. Homeowners Vs. Renters Insurance: What’s the Difference? (Explained)
  21. First-Party Vs. Third-Party Insurance: Roles (Unveiled)
  22. Fault Vs. No-Fault: Auto Insurance Claims (Explained)
  23. Exclusions Vs. Exceptions: Insurance Policy (Nuances)
  24. Dwelling Vs. Personal Property: Home Insurance (Focus)
  25. Compensation Vs. Damages: Insurance Negotiation (Unpacked)
  26. Claim Vs. Premium: Deciphering Insurance (Jargon)
  27. Claim Vs. Appeal: Understanding Insurance (Processes)
  28. Claim Adjuster Vs. Public Adjuster: Roles (Defined)
  29. Catastrophic Health Insurance Vs. Comprehensive Health Insurance: Which One Is Right For You?
  30. Car Insurance Vs. Rental Car Insurance: Are You Covered In A Rental Car?
  31. Assigned Risk Vs. Voluntary Market: Insurance (Debunked)
  32. All-Risk Vs. Named-Peril: Insurance Policies (Decoded)
  33. Actual Cash Value Vs. Functional Replacement Cost (Decoded)
  34. HMO Vs PPO: Navigating Health Insurance (Plans)
  35. Underinsured Vs. Uninsured: Motorist Coverage (Demystified)

Higher out-of-network costs

  1. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)
  2. Open Vs. Closed Insurance: Navigating the (System)

Historical claims data

  1. Underwriting Vs. Claims: The Insurance (Process)

Hit-and-run accidents

Accidents in which the driver who caused the accident flees the scene.

  1. Underinsured Vs. Uninsured: Motorist Coverage (Demystified)
  2. Comprehensive Vs Collision: Understanding Auto Insurance (Basics)

HMO (Health Maintenance Organization)

A type of healthcare provider network that requires members to use providers within the network.

  1. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  2. HMO Vs PPO: Navigating Health Insurance (Plans)
  3. Coinsurance Vs. Copay: Health Insurance (Comparison)
  4. Open Vs. Closed Insurance: Navigating the (System)

HMO plan

A type of health insurance plan that requires members to use healthcare providers within a specific network.

  1. HMO Vs PPO: Navigating Health Insurance (Plans)
  2. Health Maintenance Organization Vs. Preferred Provider Organization: Which One Is Better?
  3. Open Vs. Closed Insurance: Navigating the (System)

Home and community-based services (HCBS)

  1. Medicare Vs. Medicaid: Navigating Public Insurance (Options)

Home business coverage endorsement

  1. Dwelling Vs. Personal Property: Home Insurance (Focus)

Home construction materials

The materials used to build a home, which can impact insurance rates and coverage.

  1. Loss Vs. Damage: Insurance Claims (Interpreted)

Home health care

  1. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  2. Disability Insurance Vs. Long-Term Care Insurance: Which One Do You Need More As You Age?
  3. How Does Liability Insurance Protect You? (10 Important Questions Answered)
  4. How Does Third-Party Insurance Protect You? (9 Simple Questions Answered)

Home insurance policy

  1. Dwelling Vs. Personal Property: Home Insurance (Focus)
  2. Peril Vs. Hazard: Understanding Home Insurance (Terminology)

Homeowners Association (HOA) Requirements

  1. How Can I Get Started in a Career as an Insurance Broker? (10 Important Questions Answered)
  2. Insured Vs. Insurer: Grasping Insurance (Roles)
  3. Dwelling Vs. Personal Property: Home Insurance (Focus)
  4. What Types Of Insurance To Landlords Need? (10 Important Questions Answered)

Homeowners insurance

A type of insurance that provides coverage for damage to a home and its contents.

  1. Homeowners Insurance Vs. Renters Insurance: Which One Do You Need?
  2. Homeowners Insurance Vs. Title Insurance: What’s The Difference?
  3. Homeowners Insurance Vs. Flood Insurance: Are You Fully Covered?
  4. Homeowners Vs. Renters Insurance: What’s the Difference? (Explained)
  5. Personal Property Insurance Vs. Business Property Insurance: What’s The Difference?
  6. Actual Cash Value Vs Replacement Cost: Insight (Uncovered)
  7. Rider Vs. Endorsement: Amplifying Your Insurance (Options)
  8. Umbrella Insurance Vs. Excess Liability: What’s The Difference?

Homeowners insurance endorsements

Optional additions to a homeowners insurance policy that provide additional coverage for specific risks.

  1. Rider Vs. Endorsement: Amplifying Your Insurance (Options)

Homeowners policy

  1. Dwelling Vs. Personal Property: Home Insurance (Focus)
  2. Bodily Injury Vs. Personal Injury: Insurance (Distinction)
  3. Homeowners Insurance Vs. Renters Insurance: Which One Do You Need?
  4. Homeowners Insurance Vs. Title Insurance: What’s The Difference?

Home systems protection

  1. Dwelling Vs. Personal Property: Home Insurance (Focus)

Home warranty

  1. Dwelling Vs. Personal Property: Home Insurance (Focus)

Hospice care

  1. Medicare Vs. Medicaid: Navigating Public Insurance (Options)
  2. Disability Insurance Vs. Long-Term Care Insurance: Which One Do You Need More As You Age?

Hospitalization costs

The expenses associated with receiving medical treatment as an inpatient in a hospital or other healthcare facility.

  1. Co-payment Vs Co-insurance: Decoding Health Insurance (Terms)

Hospitalization expenses

  1. Public Vs. Private Health Insurance: Pros and Cons (Discussed)